Are Democrats finding ways around campaign finance laws?

Suppose that Obama loses the election. ?He obviously isn't going to run for any other office in the future. ?So if his campaign gets a loan, it would seem fairly likely that the campaign would default on the loan. ?The Free Beacon has this interesting information:

Obama For America took out a $15 million loan from Bank of America last month,?according to the campaign?s October monthly FEC report. The loan was incurred on September 4 and is due November 14, eight days after the election. OFA received an interest rate of 2.5% plus the current Libor rate.?

Warren Buffett, Obama donor and namesake of the infamous ?Buffett Rule,??invested $5 billion?in Bank of America last year in an effort to help the ailing financial institution. . . .

Surely this is a fairly high risk loan and it doesn't seem like the interest rate on this loan comes anywhere near to close to covering that risk. To judge whether this loan is fair, it would be interesting to know what type of collateral has been offered to secure it. ?This certainly seems like one way to get around the campaign finance rules.

Contrast this loan with a loan to the Democratic National Committee:

The Democratic National Committee (DNC) now owes $15 million to the union-owned Amalgamated Bank of New York,campaign finance records show.
The DNC received a $7 million loan from the bank in September, in addition to the?$8 million loan?it took out the previous month, neither of which has been paid back. The loans account for the majority of the committee?s $20 million in total debt.
The DNC paid Amalgamated Bank more than $18,000 in loan interest for the month of September, the records show.
Amalgamated Bank, often described as ?America?s Labor Bank,? is a national entity, the majority of which is owned by the Service Employees International Union (SEIU), a large, politically active union with deep ties to the Democratic Party. . . .

The big difference is that the DNC will be around after the election. ?Though even in that case, it would be useful to make sure that the entire loan is eventually paid off.

Source: http://johnrlott.blogspot.com/2012/10/are-democrats-finding-ways-around.html

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